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The NEW AARP® Essential Rewards Mastercard® from Barclays

The NEW AARP(registered trademark) Essential Rewards Mastercard (registered trademark) from Barclays

Earn a $150 Cash Back Bonus2

Earn Unlimited 3% Cash Back

on Gas and Drug Store purchases (excluding Target and Walmart)2

Earn Unlimited 2% Cash Back

on Medical expenses2

$0

Annual Fee1

Rewards

  • Earn a $150 Cash Back Bonus

    after spending $500 on purchases in the first 90 days.2

  • Earn Unlimited 2% Cash Back

    on Medical expenses.2

  • Charitable Contribution

    Barclays will donate $10 to AARP Foundation for every new account.3

  • Earn Unlimited 3% Cash Back

    On Gas and Drug Store purchases (excluding Target and Walmart).2

  • Earn Unlimited 1% Cash Back

    on all other purchases.2

  • Charitable Contribution

    Barclays will donate 1% of eligible purchases to AARP Foundation.3

Benefits

  • Unlimited Rewards Never Expire

    There’s no limit to the amount of rewards you can earn. And they never expire as long as your account is open and in good standing.2

  • $0 Fraud Liability Protection

    Means you’re not responsible for charges you did not authorize.

  • Redemption Has Never Been So Rewarding

    Unlimited rewards are easy to redeem. You can redeem

    rewards for cash back, AARP membership and more at

    BarclaysUS.com. 2

  • Redeem for AARP Membership

    Redeem rewards for an AARP membership for yourself or as a gift. Options start at $16 in rewards.2

  • Low Intro Rate on Balance Transfers

    Enjoy a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74%, 20.74%, 25.74% based on your creditworthiness. There is a fee for balance transfers.1

  • Complimentary FICO® Credit Score

    Get complimentary online access to your FICO® Credit Score.4

Interest Rates and Charges Summary

APR for purchases

16.74%, 20.74% or 25.74% variable, based on your creditworthiness.

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 16.74%, 20.74% or 25.74% based on your creditworthiness.

APR for cash advances

26.24% variable

Fee Summary

Annual fee

$0

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information