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Banana Republic Rewards

Mastercard®

Banana Republic Rewards Mastercard

Receive 20% Off

your first purchase with your card at Banana Republic2

Earn 5 Points for Every $1 Spent

across our family of brands3

Earn 1 Point for Every $1 Spent

on Mastercard purchases made outside our family of brands3

Free Fast Shipping

on orders $50 or more4

Rewards

  • Receive 20% Off

    your first purchase with your new credit card at Banana Republic2

  • Earn 1 Point

    for every $1 spent on all Mastercard purchases made outside our family of brands3

  • 100 Points = $1 Reward

    redeemable across our family of brands, no merchandise restrictions3

  • Earn 5 Points

    for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta3

  • Free Fast Shipping

    on all online orders $50 or more4

  • $0 Fraud Liability Protection

    means you’re not responsible for charges you did not authorize

Benefits

  • No Annual Fee1

  • Early Access

    to select sales6

  • Enjoy the flexibility of digital wallets

    Such as Apple Pay® and Google Pay®

  • Do Good

    pay it forward when you donate your rewards to a good cause5

  • Members Only Exclusive Offers

  • Complimentary FICO® Credit Score

    Keep an eye on your credit with complimentary online access to your FICO® Credit Score7

Interest Rates and Charges Summary

APR for purchases

34.49%
This APR will vary with the market based on the Prime Rate.

APR for balance transfers

34.49%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.

APR for cash advances

34.49%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.

Fee Summary

Annual fee

$0

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater, when using your Mastercard.

Important Information