Receive 20% Off
your first purchase with your card at Banana Republic2
Earn 5 Points for Every $1 Spent
across our family of brands3
Earn 1 Point for Every $1 Spent
on Mastercard purchases made outside our family of brands3
Free Fast Shipping
on orders $50 or more4
Receive 20% Off
your first purchase with your new credit card at Banana Republic2
Earn 1 Point
for every $1 spent on all Mastercard purchases made outside our family of brands3
100 Points = $1 Reward
redeemable across our family of brands, no merchandise restrictions3
Earn 5 Points
for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta3
Free Fast Shipping
on all online orders $50 or more4
$0 Fraud Liability Protection
means you’re not responsible for charges you did not authorize
No Annual Fee1
to select sales6
Family of Brands Bonus
Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts7
pay it forward when you donate your rewards to a good cause5
Members Only Exclusive Offers
Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta8
APR for purchases
APR for balance transfers
29.74%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.
APR for cash advances
29.99%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater, when using your Mastercard.
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
This one-time offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.
First Purchase Discount: Your new credit card must be used as the sole payment type. Discount code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Banana Republic Rewards Credit Card or Banana Republic Rewards Mastercard® Account to receive a 20% discount on your first purchase. If there is a first purchase discount offer greater than 20% marketed, you must apply by 11:59pm PT at specified application end date – to take advantage of this offer. Applicants who do not receive an immediate credit decision, but are approved after this offer has ended, will receive a 20% off discount code in an email delivered shortly after approval. If new Account is opened in Banana Republic stores, discount will be applied to first purchase in store made same day. If new Account is opened at bananarepublic.gap.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. Valid only in the US (including Puerto Rico). Only one Account opening discount per Account. The First Purchase and Family of Brands discounts cannot be combined. Discounts cannot be combined with Brand Ambassador, student or Gap Inc. employee discount, but can be combined with other eligible offers in a single transaction. Excludes gift cards, shipping, taxes, all merchandise sold and shipped by 3rd party sellers, 3rd party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.
Additional Promotional Offers: From time to time, we may advertise additional promotional offers (e.g. additional XX% off) that can be combined with the First Purchase Discount. For details on any promotional offers, please visit bananarepublic.com. The total cost will be calculated using the promotional offer discount first, and then the First Purchase Discount will be deducted from that figure.
Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.bananarepublic.com/RewardProgramTerms for details about earning and redeeming points and rewards.
Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the US (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater. Icon members receive free 2-3 day shipping on orders of $50 or greater. See Reward Program Terms for additional terms and details, including any eligibility restrictions.
Donate Points to Select Charities: Eligible program members can convert rewards to dollars to donate to select organizations. 100 points = $1 donation dollar. Subject to maximum program cap. Organizations chosen in Gap Inc.’s discretion. See complete Reward Program Terms.
Early Access: We will send additional details when they are available to eligible program members. May be subject to additional terms and conditions.
Family of Brands Bonus: Eligible program members earn the following bonus points annually when they shop 2 or more of our family of brands: 2 brands = 500 pts; 3 brands = 1,000 pts; 4 brands = 2,000 pts. Qualifying purchases must be made between 12:01 am PT on 1/1/22 at 12:00 am PT and 11:59 pm on 12/31/22 either in-store or online at 2 or more of our four eligible brands – Gap (including Gap Factory); Banana Republic (including Banana Republic Factory); Old Navy; and Athleta. Not valid for purchases made at our Clearance Center or for multiple purchases made at a single brand. Valid only in the US (including Puerto Rico). Limit one (1) annual bonus per eligible program membership. To receive bonus, program membership must be identified with purchase. See Reward Program Terms for additional terms and details, including any eligibility restrictions and when points will be available for use.
Quarterly Bonus: Eligible program members earn the following bonus each quarter they make a qualifying purchase in-store or online at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Athleta, or Old Navy: Core = 125 pts; Enthusiast: 250 pts; Icon: 500 pts. Limit one quarterly bonus per eligible program membership. For purposes of this offer, quarters begin at 12:01 am PT on 1/1/22, 4/1/22, 7/1/22, and 10/1/22. Valid only in the US (including Puerto Rico). Not valid in our Clearance Centers. To receive bonus, program membership must be identified with purchase. See Reward Program Terms for additional terms and details, including any eligibility restrictions and when points will be available for use.
The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
The Gap Inc. credit card is issued by Barclays Bank Delaware.
© 2022 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.