Barclaycard Ring® Mastercard®

Barclaycard Ring Mastercard card

0% intro APR

for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply1

Enjoy a low APR

on purchases and cash advances1

No foreign transaction fees

on international purchases1

$0

annual fee1

Rewards

  • Enjoy a 0% intro APR

    for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

  • A rate that starts low and stays low 

    14.24% variable APR on purchases and cash advances

Benefits

  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges

  • International Chip and PIN

    for use at self-service chip terminals around the world

  • Free online access to your FICO® Credit Score

    lets you keep an eye on your credit score and get alerts when we learn that your score has changed2

Interest Rates and Charges Summary

APR for purchases

14.24% variable APR

This APR will vary with the market based on the Prime Rate

APR for balance transfers

0% introductory APR for the first 15 billing cycles following each balance transfers that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable 14.24% APR will apply. 

 

This APR will vary with the market based on the Prime Rate

APR for cash advances

14.24% variable APR

This APR will vary with the market based on the Prime Rate

Fee Summary

Annual fee

$0

Balance transfer fee

Balance Transfers that post to your account within 45 days of account opening:

Either $5 or 2% of the amount of each transfer, whichever is greater. 

 

Balance Transfers that post to your account after 45 days of account opening: $0

Important Information