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Capital Vacations®

World Mastercard®

Capital Vacations® World Mastercard®

5,000 Bonus Rewards

after making your first purchase2

Earn 5X Rewards

For every $1 spent on all eligible Capital Vacations purchases2

Earn 2X Rewards

For every $1 spent on all eligible RCI and travel-related purchases2

$0

annual fee1

Rewards

  • Earn 5X Rewards

    For every $1 spent on all eligible Capital Vacations purchases, including maintenance fees, exchange fees, and Lifestyles+2

  • Earn 2X Rewards

    for every $1 spent on all eligible RCI, travel, gas and EV charging purchases2

  • Earn 1X Rewards

    for every $1 spent on all other eligible purchases2

  • 5,000 Bonus Rewards

    after making your first purchase2

  • Redeem Rewards

    for cash back, statement credits, travel, gift cards, merchandise or charitable donations2

  • Get 5% of your Rewards back

    every time you redeem, as a bonus to use toward your next redemption2

Benefits

  • 0% Intro APR on Balance Transfers

    0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that, a variable APR will apply, 20.24% to 29.99%, based on your creditworthiness and other factors. There is a fee for balance transfers.1

  • No foreign transaction fees

    On international purchases1

  • 3-night Capital Vacations Resort Stay Certificate

    After spending $10,000 in net purchases each calendar year2

  • $0 Fraud Liability Protection

    Means you’re not responsible for unauthorized charges you report to us

Interest Rates and Charges Summary

APR for purchases

20.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.

 

0% promotional APR on all Qualifying Capital Vacations Club down payment purchases for 6 billing cycles from the transaction date. After that, your APR will be 20.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.

APR for balance transfers

0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.24% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.

APR for cash advances

29.99% variable. This APR will vary with the market based on the Prime Rate.

Fee Summary

Annual fee

$0

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information