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Carnival® World Mastercard®

Image of the Carnival® World Mastercard® card

10,000 Bonus FunPoints®

after first purchase2

2X FunPoints

on World's Leading Cruise Line purchases2

1 FunPoint

on purchases everywhere else2


annual fee1


  • Earn 10,000 bonus Funpoints

    after you use your card for the first time — that's enough to redeem for a credit of up to $100 toward your next cruise purchase on Carnival and the World's Leading Cruise Lines2
  • Earn 2X FunPoints

    on Carnival Cruise Line and World's Leading Cruise Lines purchases2
  • Earn 1X FunPoints

    on purchases everywhere else2
  • No annual fee1

  • Chip card technology

    to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad


  • Earn a 10% ReFUNd

    when you book a Carnival shore excursion on prior to your cruise2


  • No foreign transaction fee

    perfect for cruising around the world1
  • Concierge service

    enjoy personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more
  • $0 fraud liability

    protection against unauthorized use of card

Interest Rates and Charges Summary

APR for purchases

16.24%, 21.24%, or 26.24% variable based on your creditworthiness

APR for balance transfers

0% intro APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 16.24%, 21.24%, or 26.24% based on your creditworthiness.

APR for cash advances

27.49% variable

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater

Important Information