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Carnival® World Mastercard®

Carnival(Registered Trademark) World Mastercard(Registered Trademark)

Earn 20,000 Bonus FunPoints®

after first purchase or balance transfer2

Get a 10% Statement Credit

on a Carnival shore excursion2

Earn 2X FunPoints®

for every dollar spent on purchases with Carnival and the World’s Leading Cruise LinesSM2

$0

annual fee1

Rewards

  • Earn $200 towards your next cruise 

    Earn 20,000 FunPoints® after your first purchase or balance transfer. That’s enough FunPoints® to redeem for a $200 statement credit towards your next cruise.2

  • 0% Promotional APR

    for 6 months on Carnival cruise bookings. After that, a variable APR will apply, either 15.49%, 20.49%, or 25.49% depending on your creditworthiness.2

  • 10% Statement Credit

    Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise.2

  • Redeem for statement credits

    toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints® for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days.2

  • Earn 2X FunPoints®

    for every dollar spent on any purchases with Carnival Cruise Line AND with the brands of the World’s Leading Cruise LinesSM.2

  • Earn 1X FunPoint®

    for every dollar spent on all other purchases. Plus, earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints.2

  • 0% introductory APR for 15 months

    for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 15.49%, 20.49%, or 25.49% based on your creditworthiness. There is a fee for balance transfers.2

  • Redeem for gifts and amenities

    charged to Sail & Sign. 2

Benefits

  • No foreign transaction fees

    on international purchases. 2

  • No annual fee1

Interest Rates and Charges Summary

APR for purchases

15.49%, 20.49%, or 25.49% variable based on your creditworthiness.


0% APR for 6 billing cycles from the transaction date on all "Qualifying Carnival Cruise Booking Purchases.¹”
 

After that, your APR for your Qualifying Carnival Cruise Booking Purchase will be 15.49%, 20.49%, or 25.49% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for balance transfers

0% intro APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 15.49%, 20.49%, or 25.49% based on your creditworthiness.

APR for cash advances

26.74% variable

Fee Summary

Annual fee

$0

Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Frequently Asked Questions

Important Information