Choice Privileges® Visa Signature® Card

Image of the Choice Privileges® Visa Signature® Card

2X points

per $1 spent on everyday purchases2

15 points per $1

spent at eligible Choice Privileges locations with your Choice Privileges Visa Card and Choice Privileges membership2

32,000 bonus points

after $1,000 in purchases2


annual fee1


  • 2 points per eligible $1 spent

    on everyday purchases everywhere Visa is accepted2

  • 15 points per $1 spent

    at eligible Choice Privileges® locations with your Choice Privileges Visa Signature Card and Choice Privileges membership2

  • 5 points per eligible $1 spent 

    on the purchase of Choice Privileges® points or Choice Hotels gift card purchases2

  • Earn 32,000 bonus points

    after you spend $1,000 on purchases in the first 90 days, enough for up to 4 free nights2
  • Earn 8,000 anniversary bonus points

    every year you spend $10,000 or more on purchases with your card by your account anniversary date2
  • Get a 10% Points Bonus

    every time you purchase a stay with Choice Hotels®2

  • Redemptions for free nights

    at Choice Hotels or digital gift cards from over 80 of your favorite restaurants and retailors2


  • Enjoy Elite Gold status

    every time upon approval for the Choice Privileges Visa Card
  • Book free nights 

    50 days in advance (instead of 30 days) with Elite Gold status
  • Concierge service

    provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotel, entertainment and more
  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges you report to us

Interest Rates and Charges Summary

Fee Summary

See terms and conditions for a complete listing of rates and fees

Important Information

  1. Offer subject to credit approval. Not everyone will qualify for the Choice Privileges® Visa Signature® credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

    Annual Fee: $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For purchases, and new and outstanding balance transfers after the introductory period, the variable APR is 17.49%, 22.24%, or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for more information about the terms of this offer.

  2. Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying. 

Rewards Summary

    Important Information About The Choice Privileges Rewards Program: Eight thousand (8,000) points can be redeemed for a free night at over 1,500 Choice Privileges locations; a free night at most Choice Privileges locations requires more than 8,000 points. Visit for more details regarding the terms of the Choice Privileges Reward Program and redemption levels. Restrictions, taxes and fees apply.

    Bonus Points: Thirty-two thousand (32,000) bonus points will be awarded after at least $1,000 in Net Purchases (that are not later returned or rescinded) has been charged to the new account within 90 days of Account opening. Bonus Points will be awarded at the close of the billing statement after the qualifying transaction(s) have posted. 32,000 points can be redeemed for up to 4 free nights at eligible Choice Privileges locations.

    Anniversary Bonus Points: Eight thousand (8,000) bonus points will be awarded after you spend at least $10,000 in Net Purchases (that are not later returned or rescinded) within each card account anniversary year. A maximum of 8,000 anniversary bonus points can be earned per year regardless of the amount of Net Purchases made. Anniversary Bonus Points will be awarded at the close of the billing statement following your account anniversary.

    Earning Points at Choice Privileges Locations: Earn five (5) points per dollar ($1) charged to the Choice Privileges Visa Signature Card for eligible Choice Hotel net purchases. Eligible Choice Hotel Purchases are items billed by Choice Hotels as merchant of record booked through, calling the Choice Hotels Service Center, or booking direct with an eligible Choice Hotel. Earn ten (10) points per dollar ($1) through the Choice Privileges membership on eligible stays at Choice Privileges locations for a total of fifteen (15) points per dollar ($1) earned when the Choice Privileges Visa card is linked to the same membership. Choice Privileges locations include the U.S., Canada, Europe, the Middle East, Mexico, Central America, the Caribbean and Australasia. Europe excludes Denmark, Estonia, Finland, Iceland, Latvia, Lithuania, Norway and Sweden. Australasia includes Australia, New Zealand, Singapore, Papua New Guinea, and Fiji.

    Earning Points: Earn five (5) points per dollar ($1) charged to the Choice Privileges Visa Signature Card for the purchase of Choice Privileges points and Choice Hotels gift cards. Earn two (2) points per dollar ($1) charged on the card for all other purchases, including non-point eligible Choice Privileges stays.

    Important information About Choice Privileges Membership: Please allow 4-6 weeks for points to be awarded into your Choice Privileges rewards account. The Choice Privileges Visa account must be in good standing to maintain Choice Privileges Elite Gold membership status. The Choice Privileges Elite Gold Membership Status and associated benefits are administered by Choice Privileges Rewards. Choice Privileges Terms and Conditions apply. See for details.

    This offer is intended for persons who are not and have not previously been cardmembers of the Choice Privileges Visa Card program. You understand and agree that, unless Barclays otherwise states, cardmembers are no longer eligible to receive bonuses and/or awards for any new account opened after the initial account is opened.