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Diamond Resorts World Mastercard®

Diamond Resorts World Mastercard(Registered Trademark)

Earn 2,500 bonus Diamond Plus Points®

after your first purchase or balance transfer2

Earn 500 Diamond Plus Points®

for every $2,000 in spend (excluding down payments)2

Earn 2X Diamond Plus Points®

on Diamond Resorts purchases (excluding down payments)2

$0

annual fee1

Rewards

  • Earn 2,500 bonus Diamond Plus Points®

    after your first purchase.2

  • Earn 2X Diamond Plus Points®

    on Diamond Resorts purchases (excluding down payments).2

  • Earn 500 Diamond Plus Points®

    for every $2,000 in spend (excluding down payments).2

  • Earn 1X Diamond Plus Points®

    for every $1 you spend on purchases elsewhere (excluding down payments).2

Benefits

  • Low Promo APR 

    Enjoy a 0% promotional APR for 6 months on any Diamond Vacation Ownership interest down payment. After that, a variable APR of 16.99%, 21.99%, or 26.99% depending on your creditworthiness.1

  • Low Intro APR on BTs

    Enjoy a 0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 21.99%, or 26.99%, based on your creditworthiness. There is a fee for balance transfers.1

  • Redeem points for statement credits 

    toward Diamond Resorts purchases of $25 or more, and toward airfare and car rental purchases of $50 or more, made within the last 120 days.

  • $0 Fraud Liability protection

    means you're not responsible for charges you did not authorize. 

  • Chip technology

    so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad.

  • Diamond Flexibility Benefit

    Receive a 10% rebate on Diamond Flexibility points purchase, which allows you to secure a reservation even if it exceeds your current points balance.2

Interest Rates and Charges Summary

APR for purchases

0% promotional APR for six billing cycles from the transaction date on all "Qualifying Diamond Resorts Vacation Ownership Purchases."

 

After that, your APR for Qualifying Diamond Resorts Vacation Ownership Purchases will be 16.99%, 21.99%, or 26.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 16.99%, 21.99%, or 26.99%, based on your creditworthiness.

APR for cash advances

27.24% variable

Fee Summary

Annual fee

$0

Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Important Information