Diamond Resorts International® Mastercard®

Image of the Diamond Resorts International® Mastercard®

Earn 2,500 bonus Diamond Plus Points

after your first purchase2

Earn 500 Diamond Plus Points

for every $2,000 in spend (excluding down payments)2

Earn 2X Diamond Plus Points

on Diamond Resorts purchases (excluding down payments)2


annual fee1


  • Low promo APR

    Enjoy a 0% promotional APR for 6 months on any Diamond Vacation Ownership interest down payment. After that, a variable APR of 17.24%, 22.24%, or 27.24% depending on your creditworthiness1

  • Earn 2,500 bonus Diamond Plus Points

    after your first purchase2

  • Earn 500 Diamond Plus Points

    for every $2,000 in spend (excluding down payments)²

  • Earn 2X Diamond Plus Points

    on Diamond Resorts purchases (excluding down payments)²

  • Earn 1X Diamond Plus Points

    for every $1 you spend on purchases elsewhere²


  • Redeem points for statement credits 

    of $50 or more made within the last 120 days toward Diamond Resorts International purchases, airfare and car rental purchases2
  • Concierge service

    get personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more
  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges you report to us
  • Chip technology

    so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

Interest Rates and Charges Summary

Fee Summary

See terms and conditions for a complete listing of rates and fees

Important Information

  1. Offer subject to credit approval. Not everyone will qualify for the Diamond Resorts International® Mastercard® credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

    Annual Fee: $0. 0% promotional APR on Qualifying Diamond Resorts International® Vacation Ownership Purchases for 6 billing cycles. This promotional APR offer does not apply to other purchases, balance transfers and cash advances. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For outstanding Qualifying Diamond Resorts International® Vacation Ownership Purchases after the promotional period, new and outstanding balance transfers after the introductory period and for all other purchases, the variable APR is 17.24%, 22.24%, or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for more information about the terms of this offer.

  2. About Your Promotional APR: The 0% promotional APR will apply to down payments made on your Diamond Resorts International® credit card for any Diamond Vacation Ownership Interest. The promotional period will be for the first 6 billing cycles after the purchase posts to the account. At the end of the promotional period the APR will be either 17.24%, 22.24%, or 27.24%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This promotional APR offer does not apply to Balance Transfer or Cash Advance transactions. See the Terms and Conditions for more information about how subject to applicable law, your APRs may increase if you pay late, go over your credit limit or a payment is returned for non-payment. 

  3. Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying. 

Rewards Summary

    Earning Diamond Plus Points: Cardmember(s) earn "Diamond Plus Points" in the following amounts based upon the type of purchase transaction charged to the Account:

    a) Earn two (2) Diamond Plus Points or each one dollar ($1) in net purchases made on Diamond Resorts International® purchases

    b) Earn one (1) Diamond Plus Point for each one dollar ($1) spent on all other purchases

    The following transactions are excluded from purchases and do not earn Diamond Plus Points unless stated: Diamond Resorts International® timeshare down payments, interest, finance charges, balance transfers, convenience checks, cash advances and credit fees. Restrictions apply. There is a fee for Balance Transfers. Balance Transfer Checks and Convenience Checks do not qualify for balance transfer points. Please see the Terms and Conditions for more information.

    First Use Bonus Diamond Plus Points: Receive 2,500 Bonus Diamond Plus Points in addition to the regular Diamond Plus Points you earn after making an initial retail purchase with this card. Bonus Diamond Plus Points will post within 60 days of your first purchase. This promotion is limited to new cardmembers.

    Earn 500 bonus Diamond Plus Points for every $2,000 in qualifying net purchases made using your Diamond Resorts International Mastercard, up to a maximum of 5,000 bonus points, for as long as you remain a cardmember. Timeshare down payments made at the time of account opening, and any timeshare down payments made subsequently on other Diamond Resorts International properties, will not count as qualified spend toward your 500 bonus Diamond Plus Points.

    Diamond Plus Points can be redeemed for statement credits toward Diamond Resorts International® purchases, airfare purchases, and car rental purchases provided those purchases are $50 or more and made within the past 120 days. Airfare and car rental purchases deemed eligible for redemption are defined by the merchant category code. Purchases made at merchants that do not process transactions under these terms or that use incorrect merchant category codes will not qualify. Barclays is not responsible for incorrectly coded purchases. 

    The Diamond Resorts International® Mastercard® is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.