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GM Rewards™
Mastercard®
Earn 30,000 bonus points
after spending $1,000 in the first 90 days of account opening.2
Up to 10x points
That’s 7x points on every $1 spent on eligible GM purchases when you use your GM Rewards™ Mastercard®, plus up to 3x points for being a GM Rewards Member.2
3x points
Earn 3x points for every $1 spent on all other purchases, including groceries, gas, restaurants, travel and more.2
Intro APR
Introductory 0% APR for 9 months on qualifying GM purchases greater than $499. After that a variable APR will apply, 22.99% to 32.99%, based on your creditworthiness. Take advantage of this offer within the first 30 days of account opening.1
Chevrolet
GMC
Other GM products and services
Buick
Cadillac
Intro APR
Introductory 0% APR for 9 months on qualifying GM purchases greater than $499. After that a variable APR will apply, 22.99% to 32.99%, based on your creditworthiness. Take advantage of this offer within the first 30 days of account opening.1
Enjoy the flexibility of digital wallets
With Apple Pay® and Google Pay®, store your digital card securely and, at the same time, enjoy even more convenience.
Complimentary FICO® Credit Score
Online access to your FICO® Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed.5
$0 fraud liability
You are not responsible for any charges you do not authorize. This is one more way we protect you and your peace of mind.
Low APR
After the first 30 days of account opening, enjoy a promotional 0% APR for 6 months on qualifying GM purchases over $499 when you use your GM Rewards™ Mastercard®. After that, a variable APR will apply, 22.99% to 32.99%, based on your creditworthiness.1
Add authorized users
to your account to increase your earnings, earn even more from authorized user purchases.3
No annual fee
Enjoy all the card benefits for $0 annual fee.1
APR for purchases |
22.99% to 32.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
0% introductory APR for the first 9 billing cycles from the transaction date on all Qualifying GM Purchases1 greater than $499 made within 30 days from account opening. After that, your APR will be 22.99% to 32.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
0% promotional APR for the first 6 billing cycles from the transaction date on all Qualifying GM Purchases1 greater than $499 made after 30 days from account opening. After that, your APR will be 22.99% to 32.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
APR for balance transfers |
22.99% to 32.99% based on your creditworthiness and other factors.
This APR will vary with the market based on the Prime Rate. |
APR for cash advances |
33.99%
This APR will vary with the market based on the Prime Rate. |
Annual fee |
$0 |
Balance transfer fee |
Either $5 or 5% of the amount of each transfer, whichever is greater. |
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.
Annual Fee is $0. 0% introductory APR on all Qualifying GM Purchases made within 30 days of account opening is applicable for 9 billing cycles from the transaction date. 0% promotional APR on all Qualifying GM Purchases made after 30 days of account opening is applicable for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases, balance transfers and cash advances. For new purchases and balance transfers and for outstanding purchases after the introductory and promotional periods, the variable APR is 22.99% to 32.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 33.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $1.00. Balance transfer fee: 5% (min. $5). Cash advance and fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
Qualifying GM Purchases means all GM purchases greater than $499 made with this credit card account on new or certified pre-owned vehicles or customer-paid Certified Service at a GM Dealership, GM Genuine and ACDelco parts purchased at a GM Dealership or online through GM websites, GM Accessories purchased at a GM Dealership or online through GM websites, SiriusXM transactions, GM Energy purchases, General Motors Company Store purchases, General Motors Insurance purchases and OnStar transactions as determined by the merchant identification number(s) provided by GM.
Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
Primary cardmember is financially responsible for all authorized user purchases and transactions. In addition, we may provide account information to the credit bureaus for all account users, which could impact an authorized user’s credit score.
For additional redemption details on the GM Rewards Program, please visit GMRewards.com.
FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.
The GM Rewards™ Mastercard® is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated. General Motors LLC operates and administers the GM Rewards Program.
Apple Pay is a registered trademark of Apple Inc.
Google Pay is a registered trademark of Google LLC.
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