Earn 5X Points for Every $1 Spent
on Mastercard purchases made outside our brands until 1/31/232
Earn 1X Points for Every $1 Spent
on Mastercard purchases made outside our brands starting 2/1/232
Earn 5 Points for every $1 Spent
across our family of brands3
Receive 20% Off
your first purchase with your card4
Earn 5X Points
for every $1 spent on all Mastercard purchases made outside our family of brands until January 31, 20232
Earn 5 Points
for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta3
Free Fast Shipping
on all online orders $50 or more5
Earn 1X Points
for every $1 spent on all Mastercard purchases made outside our family of brands starting February 1, 20232
Receive 20% Off
your first purchase with your new credit card at Old Navy4
100 Points = $1 Reward
redeemable across our family of brands, no merchandise restrictions3
No Annual Fee1
to select sales6
Family of Brands Bonus
Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts7
$0 Fraud Liability Protection
means you’re not responsible for charges you did not authorize
Members Only Exclusive Offers
Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta8
APR for purchases
APR for balance transfers
28.24%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.
APR for cash advances
29.24%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater, when using your Mastercard.
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. See Terms and Conditions for pricing and other details.
This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.
5x Earn from account opening through 1/31/23: Navyist Rewards Mastercard® Cardmembers who apply by 9/30/2022 will earn 5 points for every $1 spent on purchases, outside of Gap Inc. brands, with transaction dates through 1/31/2023. After 1/31/2023, you will earn 1 point for every $1 spent on purchases, outside of Gap Inc. brands. It can take up to 14 days for points to be available for redemption. See Reward Program Terms for details on redeeming points and rewards.
Earn Points: A Gap Inc. Credit Card must be used as sole payment type. See Reward Program Terms at www.oldnavy.com/RewardProgramTerms for details about earning and redeeming points and rewards.
First Purchase Discount: Your new credit card must be used as sole payment type. Code expires at 11:59pm PT fourteen (14) days from date of Account open. Open a new Navyist Rewards Credit Card or Navyist Rewards Mastercard® Account to receive a 20% discount on your first purchase. If new Account is opened in Old Navy stores, discount will be applied to first purchase in store made same day. If new Account is opened at oldnavy.gap.com discount code expires at 11:59pm PT 14 days from date of Account open. Not valid at other brands. Valid only in the U.S. (including Puerto Rico). Only one Account opening discount per Account. The First Purchase discount and Family of Brands discounts cannot be combined. Discounts cannot be combined with FitPro, Brand Ambassador, student, or employee discount, but can be combined with one other offer in a single transaction. Excludes gift cards, shipping, taxes, third-party and co-branded merchandise at Banana Republic and Yeezy Gap. No adjustments to previous purchases. Not valid in our Clearance Center. Offer subject to change.
Free Shipping on Purchases of $50 or more: Must be signed into your online account to receive offer. Valid for online offers totaling at least $50 after discounts and before taxes shipped anywhere in the U.S. (including Puerto Rico). If you choose another shipping option, additional charges may apply. Orders must be shipped to a single address. Eligible program members receive free 3-5 day shipping on orders of $50 or greater. Icon members receive free 2-3 day shipping on orders of $50 or greater. See www.oldnavy.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions.
Early Access: We will send additional details when they are available to eligible program members. May be subject to additional terms and conditions.
Family of Brands Bonus: Eligible program members earn the following bonus points annually when they shop 2 or more of our family of brands: 2 brands = 500 pts; 3 brands = 1,000 pts; 4 brands = 2,000 pts. Qualifying purchases must be made between 12:01 am PT on 1/1/22 at 12:00 am PT and 11:59 pm on 12/31/22 either in-store or online at 2 or more of our four eligible brands – Gap (including Gap Factory); Banana Republic (including Banana Republic Factory); Old Navy; and Athleta. Not valid for purchases made at our Clearance Center or for multiple purchases made at a single brand. Valid only in the U.S. (including Puerto Rico). Limit one (1) annual bonus per eligible program membership. To receive bonus, program membership must be identified with purchase. See www.oldnavy.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions and when points will be available for use.
Quarterly Bonus: Eligible program members earn the following bonus each quarter they make a qualifying purchase in-store or online at Gap, Gap Factory, Banana Republic, Banana Republic Factory, Athleta, or Old Navy: Core = 125 pts; Enthusiast: 250 pts; Icon: 500 pts. Limit one quarterly bonus per eligible program membership. For purposes of this offer, quarters begin at 12:01 am PT on 1/1/22, 4/1/22, 7/1/22, and 10/1/22. Valid only in the U.S. (including Puerto Rico). Not valid in our Clearance Centers. To receive bonus, program membership must be identified with purchase. See www.oldnavy.com/RewardProgramTerms for additional terms and details, including any eligibility restrictions and when points will be available for use.
The Gap Inc. Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
The Gap Inc. credit card is issued by Barclays Bank Delaware.
© 2022 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.