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Princess® Rewards

Visa® Card

Princess(Registered Trademark) Rewards Visa(Registered Trademark) Card

Earn 10,000
bonus points

after spending $500 within the first 90 days2

Earn 2X points

 per $1 spent on all Princess purchases2

Earn 1X points

per $1 spent on all other purchases2


annual fee1


  • Earn 10,000 bonus points

    after you spend $500 within the first 90 days of account opening - that's enough to redeem for a $100 statement credit toward your next cruise purchase.2

  • Earn 2X points

    per $1 spent on all Princess purchases including onboard purchases.2

  • Earn 1X points

    per $1 spent on all other purchases.2

  • Redeem points for statement credits

    toward purchases on Princess and eligible airfare purchases, or redeem for onboard credit and amenities, gift cards and more.2


  • No foreign transaction fees

    on purchases made while traveling abroad.1

  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges.

  • Chip card technology

    so paying for your purchases is more secure at chip-card terminals in the U.S and abroad.

  • Concierge service

    is available 24 hours a day and provides personal assistance via telephone, including recommendations and reservations.

  • Free online access to your FICO® Credit Score

    lets you keep an eye on your credit score and get alerts when we learn that your score has changed.3

Interest Rates and Charges Summary

APR for purchases

20.24%, 26.24%, or 29.99%, variable based on your creditworthiness

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 20.24%, 26.24%, or 29.99%, based on your creditworthiness.

APR for cash advances

29.99% variable

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information