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Up to 30,000 bonus points
enough for up to 4 free nights2
5 points
per $1 spent on eligible Wyndham purchases2
2 points
per $1 spent on eligible gas, utility and grocery store purchases2
$75
annual fee1
Earn up to 30,000 bonus points, enough to redeem for up to 4 free nights
Earn 15,000 bonus points after your first purchase or balance transfer. Plus, earn an additional 15,000 bonus points after spending $1,000 on purchases or balance transfers within the first 90 days of account opening.²
Earn 5 points per $1 spent
on eligible purchases made at participating By Wyndham hotels, Wyndham Vacation Rental North America properties, and Wyndham timeshare properties.²
Earn 2 points per $1 spent
on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®).2
Earn 6,000 bonus points
after your account anniversary every year.
Earn 1 point per $1 spent
on purchases everywhere else (excluding Wyndham timeshare down payments).²
Get PLATINUM!
Automatically receive a Wyndham Rewards PLATINUM Membership and enjoy perks like preferred room selection, late checkout and more.2
Redeem points for a free night stay
You can get a FREE NIGHT starting at 7,500 points at thousands of Wyndham Rewards hotels and 15,000 points per bedroom at thousands more hotels, vacation club resorts, and vacation rentals. Resort fees may apply at Caesars hotels and cannot be paid with points.²
$0 Fraud Liability protection
means you’re not responsible for charges you did not authorize.
No foreign transaction fees
on international purchases.1
APR for purchases |
16.74%, 21.49% or 26.49% variable based on your creditworthiness.
0% promotional APR for six billing cycles on all Wyndham Timeshare Purchases (refer to Terms). After that, your APR will be 16.74%, 21.49% or 26.49%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
APR for balance transfers |
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 16.74%, 21.49% or 26.49% based on your creditworthiness. |
APR for cash advances |
26.74% variable |
Annual fee |
$75 |
Balance transfer fee |
Either $5 or 3% of the amount of each transfer, whichever is greater. |
Offer subject to credit approval. Not everyone will qualify for the Wyndham credit card. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card and benefits will vary. This offer is available through this advertisement and may not be accessible elsewhere. For complete pricing and other details, please see the Terms and Conditions.
Annual Fee is $75. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all Wyndham Timeshare Purchases for 6 billing cycles from the purchase date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period and for outstanding Wyndham Timeshare purchases after the promotional period, and all other purchases, the variable APR is 16.74%, 21.49% or 26.49% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 26.74%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
Conditions and limitations apply. Please refer to the Rewards Summary and the Reward Rules within the Terms and Conditions for additional information about the rewards program.
