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Wyndham Rewards® Visa® Card

Wyndham Rewards(Registered Trademark) Visa(Registered Trademark) Card

15,000 bonus points

after your first purchase or balance transfer2

3 points

per $1 spent on eligible Wyndham purchases2

2 points

per $1 spent on eligible gas, utility and grocery store purchases2


annual fee1


  • Earn 15,000 bonus points after your first purchase or balance transfer

    enough to redeem for up to two free nights.²

  • Earn 3 points per $1 spent

    on eligible purchases made at participating By Wyndham hotels and Wyndham timeshare properties.²

  • Earn 2 points per $1 spent

    on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®).2

  • Earn 1 point per $1 spent

    on purchases everywhere else (excluding Wyndham timeshare down payments).²

  • Get GOLD!

    Automatically receive a Wyndham Rewards GOLD Membership and enjoy perks like preferred room selection, late checkout and more.

  • Redeem points for a free night stay

    You can get a FREE NIGHT starting at 7,500 points at thousands of Wyndham Rewards hotels and 15,000 points per bedroom at thousands more hotels and vacation club resorts. Resort fees may apply at Caesars hotels and cannot be paid with points.²


  • Concierge service

    Get personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more.

  • $0 Fraud Liability protection

    means you’re not responsible for charges you did not authorize.

  • No foreign transaction fees

    on international purchases.

  • Global assistance services

    Customer service assistance with lost and stolen card reporting, 24 hours a day, 7 days a week.

Interest Rates and Charges Summary

APR for purchases

15.24%, 19.99% or 24.99% variable based on your creditworthiness.


0% promotional APR for six billing cycles on all Wyndham Timeshare Purchases (refer to Terms). After that, your APR will be 15.24%, 19.99% or 24.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 15.24%, 19.99% or 24.99% based on your creditworthiness. 

APR for cash advances

25.24% variable

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Important Information