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Xbox
Mastercard
5X Card Points
For every $1 spent on eligible products at the digital Microsoft Store2
3X Card Points
For every $1 spent on eligible streaming services such as Netflix®, Disney+® and Spotify2
3X Card Points
For every $1 spent on eligible dining delivery services such as Grubhub® and DoorDash®2
1X Card Points
For every $1 spent on everyday purchases2
Earn 5,000 bonus card points
After making your first purchase within the first 180 days of account opening. That's a $50 value.2
Personalize your card
Choose from one of five iconic card designs and personalize with your gamertag.4
Earn two 3-month Game Pass Ultimate codes
When you spend $7,000 or more within your first 12 months of opening your account, you earn two 3-month codes to gift to friends or family to try Game Pass Ultimate for the first time.2,3
Earn 3 months of Game Pass Ultimate
For new Game Pass members after making your first purchase within the first 180 days of account opening.2,3 Complete Game Pass Ultimate subscription terms can be found at xbox.com/subscriptionterms.
Redeem your card points
On eligible purchases at xbox.com, Microsoft.com, on console, and in-game (applied as a credit on your billing statement).2
Boost the volume with Spotify Premium Individual
Get 3 months of Spotify Premium Individual after your first purchase with your Xbox Mastercard.6
No Annual Fee
Enjoy all of the card benefits for $0 annual fee.1
Enjoy the flexibility of digital wallets
Such as Apple Pay® and Google Pay®.
Complimentary FICO® Credit Score
Online access to your FICO® Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed.5
$0 Fraud Liability protection
You're not responsible for the charges you did not authorize.
APR for purchases |
|
APR for balance transfers |
20.49% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
APR for cash advances |
29.99%. This APR will vary with the market based on the Prime Rate. |
Annual fee |
$0 |
Balance transfer fee |
Either $10 or 5% of the amount of each transfer, whichever is greater. |
Microsoft Eligible Purchases (5X) Inclusions
Microsoft Eligible Purchases (5X) Exclusions
Streaming & Dining Delivery Services (3X) Inclusions
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive activity or rewards manipulation (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.
Annual Fee is $0. For purchases and balance transfers, the variable APR is 20.49% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $10). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
Conditions and limitations apply. Please refer to the Introductory Bonus Offer section within the Terms and Conditions for additional information about this introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. Visit the Microsoft Eligible Purchases section of this page for the most up-to-date detail on eligible products, stores and services.
Game Pass Ultimate is owned and operated by Microsoft. Valid for new Xbox Game Pass members in the 50 United States only. See FAQs for more details. Unless cancelled, the Game Pass Ultimate subscription continues automatically at the regular monthly price when the promotional period ends. Code must be redeemed by the expiration date provided when you receive the code. Limit 1 per Microsoft account. Subject to the Microsoft Services Agreement, Game Pass terms and system requirements at xbox.com/subscriptionterms. If gifting your Game Pass Ultimate code to a friend, the same offer terms apply.
For primary cardmember only. To be eligible to print, gamertag must only contain alphanumeric characters and/or spaces; no special characters allowed. Gamertag must comply with the Microsoft Service Agreement and Xbox Community Standards: https://www.xbox.com/en-US/legal/community-standards; if gamertag violates these standards, Barclays reserves the right to issue or reissue your card without a printed gamertag. If you change your gamertag after having it printed on your Xbox Mastercard, a replacement card will not be automatically reissued.
FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.
Spotify Premium Individual is owned and operated by Spotify USA, Inc. Only open to users in the United States who haven't tried Premium before. To earn the 3-month free trial Spotify Premium Individual code, your first purchase on your Xbox Mastercard must be made within 180 days of account opening or before January 21, 2025. Offer redeemable through February 20, 2025. Credit card required to redeem. Unless cancelled, subscription continues automatically at the then-current monthly price after trial (currently $11.99/month). Cancel anytime. Limit 1 per person/account. Subject to Spotify Paid Subscription Terms and Conditions. Microsoft reserves the right to modify or cancel this offer at any time.
Purchases must be submitted by merchants using the merchant category codes and merchant identifiers for purchases in the above specified categories to qualify for the additional Card Points. Barclays and Microsoft are not responsible for incorrectly coded purchases. Additional Card Points may not be earned if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet to pay for the purchase. Additionally, purchases made through third parties, including online marketplaces and resellers, or using a third-party payment account will not earn additional Card Points.
Apple Pay is a registered trademark of Apple Inc.
Google Pay is a registered trademark of Google LLC.
All product and company names are registered trademarks of their respective owners. The use of product and company names does not imply any affiliation with them.
Xbox and the Xbox Sphere are trademarks of the Microsoft group of companies.
The Xbox Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.
© 2024 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.
