Essential Rewards Mastercard

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Life Well Rewarded

Essential Rewards Mastercard
The AARP® Essential Rewards Mastercard® from Barclays

NO ANNUAL FEE1

Earn a $100 Cash Back Bonus

after spending $500 on purchases in the first 90 days2

NO ANNUAL FEE1

Earn unlimited cash back on everyday essentials

3%

on Gas and Drug Store purchases (excluding Target® and Walmart®)2


2%

on eligible Medical expenses2


1%

on all other purchases2


You can help older adults make essential connections2,3

Essential Connections Powered by Barclays

Essential Connections Powered by Barclays

Barclays is committed to improving the quality of life for older adults and their families.

Barclays donation

Barclays to donate up to $1 million annually

With a focus on increasing social connections among older adults, Barclays will donate to AARP Foundation.

Barclays making a difference

Barclays making a difference

Barclays will donate $10 for every new AARP® Essential Rewards credit card account that's opened, plus 1% of all eligible electronic and telecommunication purchases made with the card.

Barclays and AARP Foundation

Barclays and AARP Foundation working together

For more information on how older adults can be helped through social connections visit: www.connect2affect.org.

Low Intro Rate on Balance Transfers: 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply: 21.24% to 29.99% based on your creditworthiness. There is a fee for balance transfers.1

1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

 

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

 

2 Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

 

3 From April 1, 2024 to March 31, 2025, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection. Total maximum donation by Barclays is $1 million annually. As AARP's charitable affiliate, AARP Foundation works to end senior poverty by helping vulnerable people over 50 build economic opportunity, emphasizing equitable outcomes.

 

4 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts with have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.

 

The AARP Essential Rewards Mastercard from Barclays is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

AARP member benefits are provided by third parties, not by AARP or its affiliates. Barclays Bank Delaware (Barclays) pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some Barclays offers are subject to change and may have restrictions. Please contact Barclays directly for details.

1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

 

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.

 

2 Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

 

3 From April 1, 2024 to March 31, 2025, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection. Total maximum donation by Barclays is $1 million annually. As AARP's charitable affiliate, AARP Foundation works to end senior poverty by helping vulnerable people over 50 build economic opportunity, emphasizing equitable outcomes.

 

4 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts with have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.

 

The AARP Essential Rewards Mastercard from Barclays is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

AARP member benefits are provided by third parties, not by AARP or its affiliates. Barclays Bank Delaware (Barclays) pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some Barclays offers are subject to change and may have restrictions. Please contact Barclays directly for details.

Additional Benefits

 

Unlimited Rewards that Never Expire

There’s no limit to the number of rewards you can earn, and they’ll never expire as long as your account is open and in good standing2

 

Easy Redemption Process

We make it easy to redeem for cash back, AARP memberships and more. Simply set up and manage your account at www.BarclaysUS.com2

 

AARP Membership Redemption

Redeem rewards for an AARP membership for yourself or as a gift, starting at just $16 in rewards2

 

$0 Fraud Liability Protection

You're not responsible for charges you did not authorize

 

Complimentary FICO® Credit Score

Get complimentary online access to your FICO® Credit Score4

Additional Benefits

 

Unlimited Rewards that Never Expire

There’s no limit to the number of rewards you can earn, and they’ll never expire as long as your account is open and in good standing2

 

Easy Redemption Process

We make it easy to redeem for cash back, AARP memberships and more. Simply set up and manage your account at www.BarclaysUS.com2

 

AARP Membership Redemption

Redeem rewards for an AARP membership for yourself or as a gift, starting at just $16 in rewards2

 

$0 Fraud Liability Protection

You're not responsible for charges you did not authorize

 

Complimentary FICO® Credit Score

Get complimentary online access to your FICO® Credit Score4