LIFE WELL REWARDED 

CHOOSE YOUR AARP® MASTERCARD® FROM BARCLAYS

AARP® Essential Rewards Mastercard®

ESSENTIAL REWARDS

Get a response in seconds

$0 Annual Fee1

OR

TRAVEL REWARDS

Get a response in seconds

$0 Annual Fee1

AARP® Travel Rewards Mastercard®

LOW INTRO APR + EARN A $200 CASH BACK BONUS

after spending $500 on purchases in the first 90 days.2

LOW INTRO APR + EARN A $200 CASH BACK BONUS

after spending $500 on purchases in the first 90 days.3

AARP® Essential Rewards Mastercard®

ESSENTIAL REWARDS

$0 Annual Fee1

TRAVEL REWARDS

$0 Annual Fee1

AARP® Travel Rewards Mastercard®

3% CASH BACK

on Gas & Drug Store purchases (excluding Target® & Walmart®)2

3% CASH BACK

on Airfare, Hotel Stays & Car Rentals3

2% CASH BACK

on Medical Expenses (like purchases at doctors, dentists, glasses, hearing aids and more)2

2% CASH BACK

on eligible Restaurant purchases3

1% CASH BACK

on all other purchases2

1% CASH BACK

on all other purchases3

MORE EXCLUSIVE CARDMEMBER BENEFITS

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UNLIMITED REWARDS THAT NEVER EXPIRE

There’s no limit to the amount of rewards you can earn, and they’ll never expire as long as your account is open and in good standing.2,3

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$0 FRAUD LIABILITY PROTECTION

You’ll never be responsible for unauthorized charges made on your account.

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EASY REDEMPTION - INCLUDING AARP MEMBERSHIP

Use your rewards for cash back, AARP memberships, and more. It's easy to redeem online or through the Barclays mobile app. AARP memberships start at just $16 in rewards for yourself or as a gift!2,3

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LOW INTRO RATE ON BALANCE TRANSFERS

0% introductory APR for 12 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply: 21.99%, 25.99%, or 29.99% based on your creditworthiness. There is a fee for balance transfers.1

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COMPLIMENTARY FICO® CREDIT SCORE

Get complimentary online access to your FICO® Credit Score.4

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NO FOREIGN TRANSACTION FEES

No foreign transaction fees on international purchases.1

Helping older adults make essential connections2,3,5

1

Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the AARP Essential Rewards Mastercard from Barclays Terms and Conditions or AARP Travel Rewards Mastercard from Barclays Terms and Conditions.

 

This offer is valid for approved applicants. Current cardmembers may receive a referral bonus or incentive as a result of any approved accounts that may result from this personalized offer. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the AARP Essential Rewards Mastercard from Barclays Terms and Conditions or AARP Travel Rewards Mastercard from Barclays Terms and Conditions for important information.

 

AARP Essential Rewards Mastercard from Barclays: Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 12 billing cycles that immediately follow each balance transfer. 0% introductory APR on purchases is applicable for the first 12 billing cycles after account opening. These introductory APR offers do not apply to cash advances. For new and outstanding balance transfers and purchases after the introductory periods, the variable APR is 21.99%, 25.99% or 29.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

 

AARP Travel Rewards Mastercard from Barclays: Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 12 billing cycles that immediately follow each balance transfer. 0% introductory APR on purchases is applicable for the first 12 billing cycles after account opening. These introductory APR offers do not apply to cash advances. For new and outstanding balance transfers and purchases after the introductory periods, the variable APR is 21.99%, 25.99% or 29.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

2

AARP Essential Rewards Mastercard from Barclays: Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

3

AARP Travel Rewards Mastercard from Barclays: Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

4

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.

5

From April 1, 2023 to March 31, 2024, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from a Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection. Total maximum donation by Barclays is $1 million annually. As AARP's charitable affiliate, AARP Foundation works to end senior poverty by helping people over 50 build economic opportunity, emphasizing equitable outcomes.

The AARP Essential Rewards Mastercard from Barclays and AARP Travel Rewards Mastercard from Barclays are issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.

AARP member benefits are provided by third parties, not by AARP or its affiliates. Barclays Bank Delaware (Barclays) pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some Barclays offers are subject to change and may have restrictions. Please contact Barclays directly for details.