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Balance Transfers

  • What is a balance transfer?

    A balance transfer lets you transfer your credit card balance from one credit card account to another.

  • How can I check the status of my balance transfer?

    Log in to your account and select Balance transfer offers from the Services menu and click See history to view the status of your balance transfer.

  • How much of my balance can I transfer and is there a limit to how much I can transfer?

    You have the option to transfer funds up to your credit limit, but we advise leaving room for fees and interest charges. This will prevent you from exceeding your credit limit.

  • Can I avoid interest on purchases if I transfer a balance at a 0% promotional rate?

    Yes, you can avoid interest on purchases after the 0% Balance Transfer by paying at least your minimum payment plus the total of any purchases reflected on your statement.

  • Will an interest rate be applied to my balance transfer? What will that rate be?

    Yes, an interest rate will apply to your balance transfer and will vary depending on the offer. You can view available balance transfer offers on your account in the Barclays US App by tapping on the Offers icon at the bottom (or tap the hamburger menu and select Balance transfer).

    To view online, log in to your account and select Offers from the Services menu.