Fees
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Why did I receive a Late Fee?
You may receive a Late Payment Fee if we do not receive a payment from you in the amount of your Minimum Payment Due by the Payment Due Date shown on your monthly statement. The amount of the late payment fee is determined in accordance with applicable law. Generally, that fee will not be more than the amount of the applicable Minimum Payment Due.
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Will I be charged a fee if I use my card to withdraw cash from an ATM or a bank?
Yes, you will be charged a Cash Advance fee. Check your Cardmember Agreement for details. If you don't have a copy, you can request one online by selecting Cardmember Agreement in the Services menu.
To view your Cash Advance APR, click the View balance details link on your account homepage.
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Is there a fee for Cash Advances or for using a Cash Advance Check?
Yes, you can find specific details around fees and APRs in the Pricing Information section in your Cardmember Agreement. If you don't have a copy, you can request one online by logging in to your account and selecting Cardmember Agreement in the Services menu.
To view your Cardmember Agreement in the Barclays US App, choose Account Settings in the hamburger menu then select Cardmember Agreement and tap Request Agreement.
To view your Cash Advance APR on the website, click the View balance details link in the current balance tile on your account homepage.
You can also view your APR information in the Barclays US App. Select Account Settings in the hamburger menu, then choose Account Details.
This information is also listed on your monthly statement.
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When I use my card outside of the United States, will I be charged any foreign transaction fees?
Check your Cardmember Agreement. If you don't have a copy, you can request one online by logging in to your account and selecting Cardmember Agreement in the Services menu.
In the Barclays US App, choose Account Settings in the hamburger menu then select Cardmember Agreement and tap Request Agreement.
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What is an interest rate (APR) and interest?
An interest rate or Annual Percentage Rate (APR) is the price you'll pay for borrowing money. Interest is the charge you'll pay if you carry a balance from your previous statement or if you complete a cash advance or balance transfer transaction.