on Apple purchases2
Earn 3 points
for every $1 spent at Apple3
Earn 2 points
for every $1 spent at restaurants3
Earn 1 point
for every $1 spent on all other purchases3
within the first 30 days of account opening. Promo period based on purchase amount:
6 months: less than $499
12 months: $499 to less than $999
18 months: $999 and over2
Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.
You may receive a Visa Signature card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply.
Annual Fee: $0. For purchases, and for balance transfers, the variable APR is 15.74%, 21.74% or 28.74%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 28.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer.
Special financing offer: The promotional financing offers apply to all qualifying Apple purchases made only at apple.com, Apple Store Locations, or 1-800-MY-APPLE using the Barclaycard Visa with Apple Rewards card that post to the new account within the first 30 days of account opening. Qualifying Apple purchases are billed and post to your account when the merchandise is shipped to you. For example, if a partial order that is shipped and billed to your account is an amount that is less than $999, then your account will not initially be given the 18 month special financing promotional offer and instead your initial statement will reflect the promotional offer described above for a transaction that is less than $999. Barclays will monitor your account and will aggregate the total dollar amount spent at apple.com, Apple Store Locations, or 1-800-MY-APPLE that post within the first 30 days of opening your account. If the total amount is $999 or more, you will receive the 18 month special financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $499 and less than $999, you will receive the 12 month special financing promotional offer on all qualifying Apple purchases. If the total amount is less than $499, you will receive the 6 month special financing promotional offer on all qualifying Apple purchases. The adjustment(s) will appear on your 2nd or 3rd billing statement.
Exclusions: iTunes purchases are not deemed to be qualifying Apple purchases under this offer and are not eligible for the promotional offer, regardless of where or when the iTunes purchase is made.
Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying.
In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases, additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.
Earning Points: You will earn three (3) points for every $1 when you make a qualifying Apple purchase at apple.com, Apple Store Locations, 1-800-MY-APPLE or the iTunes Store. You will earn two (2) points for every $1 you spend on restaurant/dining purchases. For all other purchases, you will earn one (1) point for every $1. Please note that your total purchases include purchases by you and your authorized user(s) and that returns/refunds will be deducted from the total.
Automatically Earn Apple Store or iTunes Gift Cards: Every time you accumulate 2,500 points, you will automatically receive a $25 Apple or iTunes Gift Card, based on the gift card you selected during your application process. Gift Cards will be sent out 24 hours after the close of the billing statement in which you accumulate 2,500 points. If you didn't select a gift card at application, you'll be rewarded with Apple Store Gift Cards.
Apple is not a participant in or sponsor of this promotion.
Apple Store Gift Card Terms and Conditions
Apple Store Gift Cards are issued and managed by Apple Value Services, LLC, and can be applied only to purchases in the U.S. from an Apple Store, apple.com, or by calling 1-800-MY-APPLE. Gift cards may not be redeemed at the iTunes Store, at Apple resellers, for cash (except as required by law), or for shipments outside the U.S. Gift cards will remain active even if added to the Wallet app on your iOS device. Neither the issuer nor Apple is responsible for any lost or stolen gift cards or use without your permission. Keep them close; they're valuable and can be redeemed by whoever finds them. Gift cards are also not for resale. Void where prohibited or restricted by law. Gift card terms and conditions are subject to change without notice and some items may not be available for purchase. Please visit www.apple.com/go/agc for current terms, conditions, and limitations. Use of a gift card is governed by the laws of the State of Virginia. To check the available balance on a gift card, call 1-800-MY-APPLE or visit www.apple.com/go/gcb/us. ™ and © 2018 Apple Inc. All rights reserved.
The Barclaycard Visa with Apple Rewards credit card is issued by Barclays Bank Delaware (Barclays), Member FDIC.