Earn 2 award miles per $1 spent on ticket purchases from airline partners2
Lufthansa Business Lounge Vouchers annually2
50,000 award miles
after qualifying transactions2
50,000 award miles
Earn 20,000 award miles when you make an initial purchase and payment of the annual fee, then earn an additional 30,000 award miles after you make $5,000 in purchases in the first 90 days2
1 award miles per $1
Earn 1 award mile per $1 spent on all other purchases2
Achieve Miles & More status faster
Convert award miles earned on purchases into status miles. Once each calendar year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio. For example, 5,000 award miles converts to 1,000 status miles2
Two complimentary Lufthansa Business Lounge Vouchers annually2
Receive a companion ticket annually
subject to taxes and fees2
No foreign transaction fees
on international purchases1
Low Introductory APR
Benefit from a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 17.99% or 26.99% based on your creditworthiness. There is a fee for balance transfers.1
Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new cardmembers only. For more information about the rates, fees, the annual fee, other costs, the rewards program rules (including award miles accrual rate and bonus award miles etc.) and benefits associated with the use of the credit card program, please see the Terms and Conditions.
The annual fee will be waived for Senator and HON Circle Members, as long as they maintain their Senator or HON Circle Member status.
The personal Miles & More service card number of the primary applicant is required within the application process. If you are not already a Miles & More member, please click here to enroll.
Annual Fee: $89. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For purchases, and new and outstanding balance transfers after the introductory period, the variable APR is 17.99% or 26.99% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.24%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the “About the Variable APRs on Your Account” section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for information about the terms of this offer.
This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings).
Please review the Rewards Summary for important information about the program benefits and features listed above and the Terms and Conditions for full details about the rewards benefits (such as how points or miles are earned), interest rates and account fees and terms for this particular offer before applying.
Award Miles as a Welcome Bonus: Applicants approved for the World Elite Mastercard with $89 Annual Fee will receive twenty thousand (20,000) award miles after the first use of the new account for a purchase (that is not later returned or rescinded) and have paid the Annual Fee on the account (and such fee is not waived or rescinded). An additional thirty thousand (30,000) award miles will be awarded after using the new account for five thousand dollars ($5,000) or more in net retail purchases (that are not later returned or rescinded) within ninety (90) days of account opening and have paid the annual fee on the account (and such fee is not waived or rescinded). Award miles will be sent to Miles & More at the close of your billing statement after qualifying transaction(s) have been posted. These one-time award miles bonus offers are valid for first-time cardmembers with a new account only. Existing cardmembers and existing accounts are not eligible.
Earning Award Miles: Applicants approved for the World Elite Mastercard with $89 annual fee will receive two (2) award miles per one dollar ($1) on ticket purchases directly from Miles & More integrated airline partners and one (1) award mile per one dollar ($1) spent on all other Purchases.
Miles & More integrated airline partners are: Adria Airways, AirDolomiti, Austrian Airlines Group, Brussels Airlines, Croatia Airlines, LOT Polish Airlines, Lufthansa, Lufthansa Regional, Lufthansa Private Jet, Luxair and SWISS. For complete terms and conditions of the Miles & More Frequent Flyer Program visit miles-and-more.com.
Lufthansa Business Lounge Voucher: The primary cardmember is eligible to receive two (2) one-time use Lufthansa Business Lounge Vouchers (the Lounge Vouchers) upon the first use of the account for a Purchase. Each year thereafter, the primary cardmember is eligible for the Lounge Vouchers provided the account remains open and in good standing for at least 45 days after payment of the annual fee. Each Lounge Voucher is valid for one (1) cardmember and/or one (1) travel companion for one (1) visit at Lufthansa Business Lounges worldwide. Each Lounge Voucher will be valid for 12 months from the date of issuance to the cardmember's personal Miles & More account in "My in-box". Please allow 2 weeks after qualifications have been met for delivery of Lounge Vouchers. Miles & More is solely responsible for the electronic delivery of the Lounge Vouchers to the cardmember's personal Miles & More account in "My in-box".
Companion Ticket: The primary cardmember is eligible for an Economy Class Companion Ticket upon the first use of the new account for a Purchase and on the account opening anniversary every year thereafter provided the account remains open and in good standing. Reservations must be made by calling Miles & More Companion Ticket Service at 1-866-461-5399. Please note that all taxes and fees must be paid for the revenue ticket as well as the Companion Ticket. (Companion portion is only the airfare.) This offer may not be combined or used in conjunction with any other promotion, discount, add-ons or coupons and is not combinable with child, infant or senior citizen fares, travel agent discounts, other promotional offers, group fares, frequent flyer awards or special credit vouchers. Please visit lufthansa-usa.com/companion for full Companion Ticket terms and conditions.
Status Miles Conversion: The primary cardmember is eligible to convert a minimum of 5,000 award miles up to a maximum of 25,000 award miles into status miles at a ratio of 5:1 upon the first use of the account for a Purchase. Status miles are used for achieving or maintaining a given Miles & More members status (note that HON Circle miles are excluded). Each calendar year thereafter, the primary cardmember will qualify for this benefit provided the account remains open and in good standing for at least 45 days after payment of the annual fee. Only award miles that have been earned for retail Purchases with the World Elite Mastercard (that are not later returned or rescinded) in the current and preceding calendar year are allowed for conversion into status miles. One conversion event per calendar year is permitted and the conversion is non-reversible. The conversion into status miles is available online at miles-and-more.com after login to your personal Miles & More account. Please allow 2 weeks after qualifications have been met for the conversion to be activated.
Up to 15% off Hotel & Car Awards: The discount for 15% off on Miles & More Hotels and Miles & More Cars is only valid for the primary Miles & More World Elite Mastercard cardmember and can only be applied to bookings made via Miles & More Hotels (miles-and-more.com/en/hotels) and Miles & More Cars (miles-and-more.com/en/cars). To receive the discount, please visit Miles & More Hotels and Miles & More Cars via the links stated above and select your hotel or car award. The discount will automatically be applied after logging in. Neither cash nor an account credit of the discount is possible.
Miles & More award flights: Amounts shown based on Economy Class round-trip flight awards for direct travel on Star Alliance member airlines from the U.S. Taxes and fees are not included in the flight awards. Taxes, fees and carrier charges up to $1,800 may apply. For details on the Miles & More program and redemption opportunities please visit miles-and-more.com.
The Miles & More World Elite Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.