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Earn a $25 Barnes & Noble Gift Card
after your first purchase or balance transfer2
Get 5% back
on all in-store and online Barnes & Noble purchases2
Earn 2x points
for every $1 spent at restaurants2
Earn 1x points
for every $1 spent on all other purchases2
after your first purchase or balance transfer2
if you spend $7,500/year on eligible purchases2
Free online FICO® Credit Score access
lets you keep an eye on your credit score and get alerts when we learn that your score has changed3
$0 Fraud Liability protection
means you're not responsible for unauthorized charges you report to us
APR for purchases |
18.24% or 29.24% variable, based on your creditworthiness. |
APR for balance transfers |
0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 18.24% or 29.24%, based on your creditworthiness. |
APR for cash advances |
29.49% variable |
Annual fee |
$0 |
Balance transfer fee |
Either $5 or 5% of the amount of each transfer, whichever is greater |
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 18.24% or 29.24%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
Conditions and limitations apply. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. Select offers/benefits may not be achievable based on the assigned credit line and ability to maintain that credit line.
FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.
The Barnes & Noble Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
