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Capital Vacations®
World Mastercard®
5,000 Bonus Rewards
after making your first purchase2
Earn 5X Rewards
For every $1 spent on all eligible Capital Vacations purchases2
Earn 2X Rewards
For every $1 spent on all eligible RCI and travel-related purchases2
$0
annual fee1
Earn 5X Rewards
For every $1 spent on all eligible Capital Vacations purchases, including maintenance fees, exchange fees, and Lifestyles+2
Earn 2X Rewards
for every $1 spent on all eligible RCI, travel, gas and EV charging purchases2
Earn 1X Rewards
for every $1 spent on all other eligible purchases2
5,000 Bonus Rewards
after making your first purchase2
Redeem Rewards
for cash back, statement credits, travel, gift cards, merchandise or charitable donations2
Get 5% of your Rewards back
every time you redeem, as a bonus to use toward your next redemption2
0% Intro APR on Balance Transfers
0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that, a variable APR will apply, 20.99% to 29.99%, based on your creditworthiness and other factors. There is a fee for balance transfers.1
No foreign transaction fees
On international purchases1
3-night Capital Vacations Resort Stay Certificate
After spending $10,000 in net purchases each calendar year2
$0 Fraud Liability Protection
Means you’re not responsible for unauthorized charges you report to us
APR for purchases |
20.99% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
0% promotional APR on all Qualifying Capital Vacations Club down payment purchases for 6 billing cycles from the transaction date. After that, your APR will be 20.99% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
APR for balance transfers |
0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.99% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
APR for cash advances |
29.99% variable. This APR will vary with the market based on the Prime Rate. |
Annual fee |
$0 |
Balance transfer fee |
Either $5 or 5% of the amount of each transfer, whichever is greater. |
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.
Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all "Qualifying Capital Vacations Club down payment purchases" for 6 billing cycles from the transaction date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period, outstanding "Qualifying Capital Vacations Club down payment purchases" after the promotional period, and all other purchases, the variable APR is 20.99% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.
Conditions and limitations apply. Please refer to the Introductory Bonus Offer section within the Terms and Conditions for additional information about this introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program. 3-night Capital Vacations Resort Stay Certificate has an approximate retail value of $250 and may not be achievable based on the assigned credit line and ability to maintain that credit line.
The Capital Vacations® World Mastercard® is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.
