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Holland America Line Rewards Visa® Card

Image of the Holland America Line Rewards Visa Card

2X points

per $1 spent on all Holland America purchases including onboard purchases2

No foreign transaction fees1

5,000 points

after first purchase2


annual fee1


  • Earn 2 points per $1

    spent on all Holland America purchases, including onboard purchases2
  • Earn 1 point for every $1 spent

    on all other purchases everywhere Visa is accepted2
  • Earn 5,000 points after first purchase

    enough to redeem for a $50 onboard credit2
  • Redeem points for discounts

    toward Holland America Cruises when you use your Holland America Visa to book the cruise2
  • Redeem points for onboard amenities

    and credits, along with gift cards and merchandise2
  • Use points for statement credits toward airfare2


  • No foreign transaction fees

    enjoy greater freedom with no foreign transaction fees on purchases made while traveling abroad1
  • Concierge service

    provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment, and sporting events
  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges you report to us

Interest Rates and Charges Summary

APR for purchases

19.49%, 25.49%, or 29.49% variable based on your creditworthiness

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 19.49%, 25.49%, or 29.49%, based on your creditworthiness.

APR for cash advances

29.74% variable

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information