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Holland America Line Rewards Visa® Card

Image of the Holland America Line Rewards Visa Card

Earn 10,000 bonus points

after spending $500 within the first 90 days of account opening2

2X points

per $1 spent on all Holland America purchases including onboard purchases2

No foreign transaction fees1


annual fee1


  • Earn 10,000 bonus points

    that’s enough to redeem for a $100 onboard credit2

  • Earn 1 point for every $1 spent

    on all other purchases everywhere Visa is accepted2
  • Redeem points for discounts

    toward Holland America Cruises when you use your Holland America Visa to book the cruise2

  • Earn 2 points per $1

    spent on all Holland America purchases, including onboard purchases2

  • Redeem points for onboard amenities

    and credits, along with gift cards and merchandise2
  • Use points for statement credits toward airfare2


  • No foreign transaction fees

    enjoy greater freedom with no foreign transaction fees on purchases made while traveling abroad1

  • Concierge service

    provides personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment, and sporting events3

  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges

Interest Rates and Charges Summary

APR for purchases

20.24% to 29.99% variable, based on your creditworthiness

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 20.24% to 29.99%, based on your creditworthiness.

APR for cash advances

29.99% variable

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information