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Miles & More®

World Elite Mastercard®

Lufthansa Miles & More(Registered Trademark) World Elite Mastercard(Registered Trademark)

Earn 80,000 miles

after qualifying account activity2

Earn 2 miles

per $1 spent on Miles & More ticket purchases2

Receive 2 complimentary

Lufthansa Business Lounge Vouchers annually2

$89

annual fee1

Rewards

  • Earn 80,000 miles

    Earn 80,000 miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.2

  • Earn 2 miles per $1

    Earn 2 miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.2

  • Earn 1 mile per $1

    Earn 1 mile per $1 spent on all other purchases.2

  • Lounge access

    Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.2

  • Receive a Companion Ticket 

    after each account anniversary (taxes and fees apply).2

  • Redeem miles

    You can redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners.2

Benefits

  • Achieve Miles & More status faster

    Once each calendar year, you can convert 5,000 to 25,000 miles earned on purchases into Points and Qualifying Points. For example, 5,000 miles convert to 20 Points + 20 Qualifying Points.2

  • No foreign transaction fees

    on international purchases.1

  • Low Introductory APR

    0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 20.74% to 29.99%, based on your creditworthiness and other factors. There is a fee for balance transfers.1

Interest Rates and Charges Summary

APR for purchases

20.74% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.74% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.

APR for cash advances

29.99%. This APR will vary with the market based on the Prime Rate.

Fee Summary

Annual fee

$89

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information