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Miles & More® World Elite Mastercard®

Lufthansa Miles & More(Registered Trademark) World Elite Mastercard(Registered Trademark)

Earn 75,000 award miles

after qualifying account activity2

Earn 2 award miles

per $1 spent on ticket purchases from airline partners2

2 complimentary

Lufthansa Business Lounge Vouchers annually2

$89

annual fee1

Rewards

  • Limited Time Offer: Earn 75,000 award miles 

    Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee, then an additional 25,000 award miles after spending $20,000 in purchases within the first year.2

  • 2 award miles per $1

    Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.2

  • 1 award miles per $1

    Earn 1 award mile per $1 spent on all other purchases.2

  • Lounge access

    Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.2

  • Receive a Companion Ticket annually

    subject to taxes and fees.2

  • Achieve Miles & More status faster

    Convert award miles earned on purchases into status miles. Once each calendar year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio. For example, 5,000 award miles convert to 1,000 status miles.2

  • Receive up to 15% off Hotels & Cars by Points

    visit milesandmore.points.com/USAhotel or milesandmore.points.com/USAcar.2

  • Redeem miles

    You can redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners.2

Benefits

  • No foreign transaction fees

    on international purchases.1

  • Low Introductory APR

    Benefit from a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 17.74%, 21.74% or 26.74% based on your creditworthiness. There is a fee for balance transfers.1

Interest Rates and Charges Summary

APR for purchases

17.74%, 21.74% or 26.74% variable APR based on your creditworthiness. 

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), the APR will be 17.74%, 21.74% or 26.74%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for cash advances

26.99% variable APR. 

Fee Summary

Annual fee

$89

Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Important Information