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Miles & More® World Elite Mastercard®

Lufthansa Miles & More(Registered Trademark) World Elite Mastercard(Registered Trademark)

Earn 60,000 award miles

after qualifying account activity2

Earn 2 award miles

per $1 spent on Miles & More ticket purchases2

Receive 2 complimentary

Lufthansa Business Lounge Vouchers annually2


annual fee1


  • Earn 60,000 award miles

    Earn 60,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days.2

  • Earn 2 award miles per $1

    Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners.2

  • Earn 1 award miles per $1

    Earn 1 award mile per $1 spent on all other purchases.2

  • Lounge access

    Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.2

  • Receive a Companion Ticket 

    after each account anniversary (taxes and fees apply).2

  • Redeem miles

    You can redeem miles for flight awards and upgrades on Lufthansa, Austrian Airlines, Brussels Airlines, SWISS, Star Alliance Airlines and other partners.2


  • Achieve Miles & More status faster

    Convert award miles earned on purchases into status miles. Once each calendar year, you can convert 5,000 to 25,000 award miles at a 5 to 1 ratio. For example, 5,000 award miles convert to 1,000 status miles.2

  • No foreign transaction fees

    on international purchases.1

  • Low Introductory APR

    0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 18.24%, 22.24% or 27.24%, based on your creditworthiness. There is a fee for balance transfers.1

Interest Rates and Charges Summary

APR for purchases

18.24%, 22.24% or 27.24% variable APR based on your creditworthiness. 

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), the APR will be 18.24%, 22.24% or 27.24%, and varies based on your creditworthiness.

APR for cash advances

27.49% variable APR. 

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information