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RCI® Elite Rewards® Mastercard®

RCI Elite Rewards Mastercard

2,500 Bonus Rewards

after your first purchase2

5X Rewards

for every $1 spent on all eligible RCI purchases2

2X Rewards

for every $1 spent on all eligible travel purchases2

$0

annual fee1

Rewards

  • Earn 2,500 Bonus Rewards

    after your first purchase – that’s worth $25 in RCI Member RewardsSM.3

  • Earn 5X Rewards

    for every $1 spent on all eligible RCI purchases.2

  • Earn 2X Rewards

    for every $1 spent on all eligible travel purchases.2

  • Earn 1X Rewards

    for every $1 spent on all other purchases.2

  • Redeem Rewards for RCI Member RewardsSM Credit

    Use toward exchange fees and RCI subscribing membership renewals.3

  • Redeem Rewards for Cash Back

    to help pay for resort fees and more.4

  • Redeem Rewards for Worldwide Travel

    including flights, hotels, car rentals and more when you book online at BarclaysUS.com.7

  • Get 5% Rewards back

    every time you redeem, as a bonus to use toward your next redemption.6

Benefits

  • 0% intro APR on balance transfers

    0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 16.74%, 21.74%, or 26.74%, based on your creditworthiness. There is a fee for balance transfers.1

  • Earn a usd $250 Vacation Credit

    towards one RCI vacation when you spend $10,000 in net purchases each calendar year.5

  • No foreign transaction fees

    on international purchases.1

  • No annual fee1

Interest Rates and Charges Summary

APR for purchases

16.74%, 21.74%, or 26.74% variable based on your creditworthiness.

APR for balance transfers

0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 16.74%, 21.74%, or 26.74%, based on your creditworthiness.

APR for cash advances

26.99% variable

Fee Summary

Annual Fee

$0

Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Frequently Asked Questions

Important Information