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Upromise® World Mastercard®
$100 Bonus Cash Back Rewards
Earn $100 bonus cash back rewards after spending $500 on purchases in the first 90 days2
Earn 1.529% Cash Back Rewards
when linked to an eligible College Savings Plan2
Earn up to $250 in Cash Back Rewards per Year
Get up to $250 in cash back rewards per calendar year on eligible gift card purchases at MyGiftCardsPlus, powered by Upromise. Learn more at MyGiftCardsPlus.com.3
$0
annual fee1
Earn $100 Bonus Cash Back Rewards
Earn $100 bonus cash back rewards after spending $500 on purchases in the first 90 days.
Earn up to $250 in Cash Back Rewards per Year
Get up to $250 in cash back rewards per calendar year on eligible gift card purchases at MyGiftCardsPlus, powered by Upromise. Learn more at MyGiftCardsPlus.com.3
Get more with Upromise Round Up
Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards.2
Earn 1.529% Cash Back Rewards
on your purchases when your Upromise Program account is linked to an eligible College Savings Plan. A current list of eligible College Savings Plans can be found at Upromise.com/CollegeSavingsPlans
Earn 1.25% Cash Back Rewards
Earn 1.25% bonus cash back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan.2
No foreign transaction fees
on international purchases.1
$0 Fraud Liability protection
means you're not responsible for charges you did not authorize.
Free online access to your FICO® Credit Score
lets you keep an eye on your credit score and get email alerts when we learn that your score has changed.4
Low Intro Balance Transfer Offer
0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 19.49% to 29.99%, based on creditworthiness and other factors. There is a fee for balance transfers.1
APR for purchases |
19.49% to 29.99%, based on creditworthiness and other factors. |
APR for balance transfers |
0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), 19.49% to 29.99%, based on creditworthiness and other factors. |
APR for cash advances |
29.99% |
Annual fee |
$0 |
Balance transfer fee |
Either $5 or 5% of the amount of each transfer, whichever is greater. |
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.
Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 19.49% to 29.99%, depending upon our review of your application, your credit history at account opening and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.
Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
Benefit provided and administered by Upromise. Conditions and limitations apply. Visit www.upromise.com/member-agreement to review Upromise’s Member Agreement to learn more about terms and conditions associated with benefits offered by Upromise.
FICO® Credit Score Access: FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in Good Standing.
Upromise, the Upromise logo, and other Upromise names and logos are service marks or registered service marks of Upromise, Inc.
The Upromise World Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
