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Upromise® Mastercard®

Upromise (registered trademark) Mastercard(registered trademark)

$100 Bonus Cash Back Rewards

Earn $100 cash back rewards after spending $500 on purchases in the first 90 days2

Earn 1.529% Cash Back Rewards

when linked to an eligible College Savings Plan2

Earn 1.25% Cash Back Rewards

if not linked to an eligible College Savings Plan2

$0

annual fee1

Rewards

  • Earn $100 Bonus Cash Back Rewards

    Earn $100 bonus cash back rewards after spending $500 on purchases in the first 90 days.

  • Earn 1.25% Cash Back Rewards

    Earn 1.25% bonus cash back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan.

  • Earn 1.529% Cash Back Rewards

    on your purchases when your Upromise Program account is linked to an eligible College Savings Plan. A current list of eligible College Savings Plans can be found at Upromise.com/CollegeSavingsPlans 

  • Get more with Upromise Round Up

    Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards.2

Benefits

  • No foreign transaction fees

    on international purchases.1

  • $0 Fraud Liability protection

    means you're not responsible for charges you did not authorize.

  • Free online access to your FICO® Credit Score

    lets you keep an eye on your credit score and get email alerts when we learn that your score has changed.3

  • BALANCE TRANSFER OFFER

    0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. There is a fee for balance transfers.1

Interest Rates and Charges Summary

APR for purchases

14.99%, 19.99% or 24.99% based on your creditworthiness.

APR for balance transfers

0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), 14.99%, 19.99% or 24.99%, based on your creditworthiness.

APR for cash advances

25.24%

Fee Summary

Annual fee

$0

Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Important Information