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RCI®

Elite Rewards® World Mastercard®

RCI(Registered Trademark) Elite Rewards(Registered Trademark) World Mastercard(Registered Trademark)

5,000 Bonus Rewards

after making your first purchase2

Earn 5X Rewards

for every $1 spent on all eligible RCI purchases2

Earn 2X Rewards

for every $1 spent on all eligible travel including rideshare, gas, and EV charging purchases1

$0

annual fee1

Rewards

  • Earn 5,000 Bonus Rewards

    after making your first purchase - that's worth $50 in RCI Member RewardsSM.2

  • Earn 5X Rewards

    for every $1 spent on all eligible RCI purchases.2

  • Earn 2X Rewards

    for every $1 spent on all eligible travel including rideshare, gas, and EV charging purchases.1

  • Redeem Rewards for cash back, statement credits and more

    such as travel, gift cards, merchandise, Member Rewards or charitable donations.2

  • Get 5% Rewards back

    every time you redeem, as a bonus to use toward your next redemption.2

  • Earn 1X Rewards

    for every $1 spent on all other purchases.2

Benefits

  • 0% intro APR on balance transfers

    0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.49% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.1

  • Earn a $250 USD Vacation Credit

    after spending $10,000 in net purchases each calendar year.2

  • No foreign transaction fees

    on international purchases.1

  • No annual fee1

  • $0 Fraud Liability protection

    $0 Fraud Liability protection means you're not responsible for unauthorized charges you report to us

Interest Rates and Charges Summary

APR for purchases

20.49% to 29.99% based on your creditworthiness and other factors.

APR for balance transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 20.49% to 29.99%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.1

APR for cash advances

29.99% variable

Fee Summary

Annual Fee

$0

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

Important Information